You May Be Overpaying Payroll Taxes by $25,000–$150,000 Per Year
We help employers with 25–500 employees generate ~$897 per employee annually in payroll tax savings through a payroll-based preventive care strategy—without changing their current benefits.
Installing a PCMP Enter the number of eligible employees to see the annual value created across the organization.
savings$897 × 50 employees
employee take-home pay$70/month × 12 × 50 employees
In many cases, these savings are already sitting inside your current payroll structure—just not being captured.
What's Actually Happening in Most Companies
There's a Better Way
Most employers don't realize there's a way to improve benefits and reduce payroll taxes at the same time—using the payroll structure they already have.
You don't need to change carriers, disrupt employees, or spend more. You just need the right strategy.
Payroll Tax Savings Program (PCMP)
This is the fastest way we help employers create immediate financial impact. The Payroll Tax Benefit Program is a payroll-structured preventive care program that enhances your existing benefits—no replacement required—funded through payroll tax efficiency, not new cost.
For many companies, this results in $25,000–$150,000+ in annual employer savings.
$0 Copay Virtual Care
24/7 telemedicine access paired with mobile vital signs scanning for employees and their families—at no cost.
Mental & Family Wellness
EAP, therapy, addiction recovery, and Mayo Clinic nutrition coaching—supporting the whole household.
Built-In Tax Efficiency
Employer FICA savings generated through payroll structure. Everyone wins—without adding cost.
How Much Could You Be Saving?
In 10 seconds, estimate how much your company may be overpaying in payroll taxes. Enter your employee count below.
Why Most Employers Miss This Opportunity
It's not a traditional insurance product—so it rarely comes up in standard broker conversations.
Most brokers don't specialize in payroll tax strategy. It falls outside the typical scope of benefits advising.
It requires proper structuring and compliance coordination to implement correctly and sustainably.
That's Where We Come In
BMA specializes in payroll tax savings strategy for mid-market employers. We handle the structuring, compliance, and implementation—so you capture what's already available to you.
Schedule a Free ConsultationBuilt for Compliance and Long-Term Sustainability
Structured under Section 125 guidelines
Designed with ACA and ERISA compliance in mind
Coordinated with payroll providers and CPAs
Ongoing compliance support and monitoring
You're not experimenting—you're implementing a structured, supported strategy with experienced advisors who stand behind it.
Built for Employers Who Need Real Results
CFOs
Focused on cost control and ROI—seeking structured strategies that improve the bottom line without disruption.
Business Owners
Looking to reduce overhead without cutting benefits—offering more to employees while keeping the business sound.
HR Leaders
Who need compliant, easy-to-manage solutions that improve employee satisfaction without adding complexity.
If you have 25–500 employees, there's a strong chance this strategy applies to you.
Simple. Structured. Effective.
Data Review
We evaluate your workforce, payroll, and current benefits structure to understand the full picture.
Savings Analysis
We calculate your exact potential employer savings—no estimates, no guesswork, just numbers.
Implementation
We integrate the program seamlessly into your existing payroll and benefits. Your team barely notices—except on the P&L.
What Our Clients Say
BMA stands out for their personalized approach and proactive support. They provided tailored solutions that made a significant impact—addressing complex compliance issues and navigating self-funded plans.
Partnering with BMA has been a game-changer. We've reduced costs and improved employee satisfaction. Their responsiveness and deep understanding made the entire process seamless.
Our employees are more engaged and our long-term healthcare costs have improved. BMA worked closely with us to tailor the initiatives—results exceeded our expectations.
There's a Strong Chance You're Leaving Money on the Table
Most employers can determine in one short conversation whether this strategy could generate meaningful savings.